In 2025, financial institutions face an unprecedented wave of fraud. Recent reports reveal alarming trends that threaten the stability of banks, credit unions, and their customers.​

Staggering Financial Losses to Fraud last year

The Federal Trade Commission (FTC) reported that U.S. consumers lost over $12.5 billion to fraud in 2024, marking a 25% increase from the previous year. Investment scams alone accounted for $5.7 billion of these losses .​Federal Trade Commission+6FinTech Futures+6ABA Banking Journal+6ABA Banking Journal+2Federal Trade Commission+2FinTech Futures+2

The FBI’s Internet Crime Complaint Center (IC3) noted that total reported losses from cyber and scam-related crimes hit a record $16.6 billion in 2024—a 33% increase from 2023 .​Reuters

The Rise of Synthetic Identity Fraud

Synthetic identity fraud has become the fastest-growing financial crime in 2025. Fraudsters create fictitious identities by combining real and fabricated personal information, making detection challenging. This type of fraud poses significant threats to financial institutions and individuals alike .​IdentityTheft.org+5RCB Bank+5Homepage – Jack Henry™+5

The Cost to Financial Institutions

According to Alloy’s 2025 State of Fraud Report, nearly a third of financial organizations lost more than $1 million in direct fraud losses, up from a quarter in 2024. These figures exclude indirect costs such as investigation expenses, customer attrition, and reputational damage .​Alloy

The Association for Financial Professionals (AFP) reported that 79% of organizations were victims of payments fraud attacks or attempts in 2024. Business email compromise (BEC) remains a significant threat, with 63% of respondents citing it as the primary avenue for fraud attempts .​AFP

Consumer Trust at Stake

With the public becoming increasingly aware of these threats, financial institutions must act swiftly to maintain trust. Consumers are beginning to question the security measures in place to protect their assets. Institutions that fail to address these concerns risk losing customers to competitors who offer more robust fraud prevention solutions.​

RembrandtAi®: A Proactive Solution

RembrandtAi® offers real-time fraud detection and prevention, leveraging advanced artificial intelligence to analyze transactions instantly. By identifying suspicious activities as they occur, RembrandtAi® enables financial institutions to respond promptly, minimizing losses and enhancing customer trust.​

Institutions that have implemented RembrandtAi® have reported significant reductions in fraud-related losses, safeguarding both their assets and their reputations.​

RembrandtAi® is essential

The landscape of financial fraud is evolving rapidly, and institutions must adapt to stay ahead. Implementing advanced solutions like RembrandtAi® is no longer optional—it’s essential.​

To learn more about how RembrandtAi® can protect your institution and your customers, visit RembrandtAi.com.​

For a thorough demonstration of RembrandtAi, Simply click HERE.