Financial crime is growing fast in 2025. Technology is advancing, and instant payment systems are more common. While these systems offer speed and ease, they also attract criminals. This creates major risks for banks, credit unions, and other financial institutions.

The Growing Danger: Alarming Facts about Financial Crimes in 2025

The numbers show how serious the problem has become:

• Cybercrime Losses: In 2024, cybercrime caused over $16 billion in losses. This was a 33% jump from 2023. Many scams were low-tech, like phishing or fake investment offers. These scams trick people more than they break systems.

• Global Scam Networks: Organized crime groups, mainly from East and Southeast Asia, are behind many scams. They now run global operations. These bring in almost $40 billion a year from romance scams, fake crypto schemes, and illegal gambling.

• Illicit Money Flows: Experts expect illegal money moving through global systems to hit $4.5 to $6 trillion by 2030. This makes fighting crime even harder for financial firms.

Real-Time Payments: Useful But Risky

Instant payment platforms like Zelle, Venmo, and crypto apps have changed the way we move money. But they also offer new ways for criminals to strike.

• Rising Fraud: Real-Time/Faster Payments Fraud is now the top threat. It makes up more than 50% of major financial crime concerns.

• Fast and Dangerous: Fraudsters move quickly. They take advantage of the speed of these apps. Often, scams happen before traditional systems can stop them.

RembrandtAi®: Stopping Fraud as It Happens

That’s where RembrandtAi® comes in. Built by ToolCASE, it’s designed for real-time fraud detection and prevention.

• Real Time Automation: RembrandtAi uses trained algorithms to scan transactions in real time and has superior write-back capability to take immediate automated action. 

• Always Learning: The system keeps getting smarter. It learns from each new scam to catch future ones faster.

• Smart Risk Tools: It doesn’t just watch for fraud. It also helps banks and credit unions spot weak points before they’re hit.

Why Action is Urgent

Financial crime is growing more complex every day. But with RembrandtAi®, institutions don’t have to fight alone. They can stay ahead of scams and protect their customers in real-time.

To learn more about how RembrandtAi® can protect your institution, visit RembrandtAi.com.